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Cathy Coneway has served on the Board of South Austin Hospital, Downtown Austin Alliance, Life Savings Bank, Austin Homebuilders Association, Women's Council of Realtors, Habitat for Humanity and has been on the Board of the Greater Austin Chamber of Commerce twice in her career.
She is a Past President of the Board of Commissioners for Westlake Fire Department (i.e. ESD #9), Oak Hill Business and Professional Association and was the 1999/2000 Chairwoman of the American Heart Association.
Cathy loves the outdoors and spends leisure time boating, playing golf, snow skiing, water skiing, herb gardening and traveling. Lic. # 0492342
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
Cathy Coneway Stanberry & Associates Commercial/Residential Realtor 1101 Capital of Texas Hwy South, Bldg F Austin, TX 78746 Phone # : 512-422-5677 Fax #: 512-329-6040 Office Fax#: 512-327-3644 E-mail: Cathy@CathyConeway.com
Cathy has over 20 years experience in the Austin real estate market and is a Realtor with Stanberry & Associates.
She is currently serving or has served on the board of Texas Association of Realtors, South Austin Hospital, Downtown Austin Alliance, Life Savings Bank, Austin Board of Realtors, Homebuilders Association, Women's Council of Realtors, Habitat for Humanity and has been on the board of the Greater Austin Chamber of Commerce twice in her career. She is a Past President of Emergency Services District #9, Central Texas Commercial Association of Realtors, Oak Hill Business and Professional Association and was the 1999/2000 Chairwoman of the American Heart Association.
Cathy loves the outdoors and spends leisure time boating, playing golf, snow skiing, water skiing, herb gardening, playing bridge and traveling with her husband, Rick Coneway a Civil/Environmental Engineer.
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Barton Creek, Westlake Hills and Austin, Texas, luxury homes, Austin commercial properties
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