Barton Creek, Westlake Hills and Austin Texas real estate listings, home buying, selling and relocation information

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Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Q	Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?
A	Lender in these states must pay interest on funds held in escrow accounts.
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Cathy Coneway, REALTORŽ, real estate agent and broker for Barton Creek, Westlake Hills and Austin Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Cathy Coneway
Stanberry & Associates
Commercial/Residential Realtor
1101 Capital of Texas Hwy South, Bldg F
Austin, TX 78746
Phone # : 512-422-5677
Fax #: 512-329-6040
Office Fax#: 512-327-3644
E-mail: Cathy@CathyConeway.com

Cathy has over 20 years experience in the Austin real estate market and is a Realtor with Stanberry & Associates.
She is currently serving or has served on the board of South Austin Hospital, Downtown Austin Alliance, Life Savings Bank, Austin Homebuilders Association, Women's Council of Realtors, Habitat for Humanity and has been on the board of the Greater Austin Chamber of Commerce twice in her career. She is a Past President of Emergency Services District #9, Oak Hill Business and Professional Association and was the 1999/2000 Chairwoman of the American Heart Association.

Cathy loves the outdoors and spends leisure time boating, playing golf, snow skiing, water skiing, herb gardening, playing bridge and traveling with her husband, Rick Coneway a Civil/Environmental Engineer.

www.CathyConeway.com is brought to you by Cathy Coneway
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