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Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Q	Fewer than 2 percent of homeowners build this type of home:
A	Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu.
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Cathy Coneway, REALTORŽ, real estate agent and broker for Barton Creek, Westlake Hills and Austin Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Cathy Coneway
Stanberry & Associates
Commercial/Residential Realtor
1101 Capital of Texas Hwy South, Bldg F
Austin, TX 78746
Phone # : 512-422-5677
Fax #: 512-329-6040
Office Fax#: 512-327-3644
E-mail: Cathy@CathyConeway.com

Cathy has over 20 years experience in the Austin real estate market and is a Realtor with Stanberry & Associates.
She is currently serving or has served on the board of South Austin Hospital, Downtown Austin Alliance, Life Savings Bank, Austin Homebuilders Association, Women's Council of Realtors, Habitat for Humanity and has been on the board of the Greater Austin Chamber of Commerce twice in her career. She is a Past President of Emergency Services District #9, Oak Hill Business and Professional Association and was the 1999/2000 Chairwoman of the American Heart Association.

Cathy loves the outdoors and spends leisure time boating, playing golf, snow skiing, water skiing, herb gardening, playing bridge and traveling with her husband, Rick Coneway a Civil/Environmental Engineer.

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